--- title: How to Manage Refunds and Balances During Business Disruptions description: This article outlines methods to maintain sufficient funds in your Xola account for processing refunds. Learn how to increase your payout delay, add funds directly to your Xola balance, and set up a refund reserve to ensure smooth financial operations. --- [Skip to content](https://support.xola.com/how-to-manage-refunds-and-balances#main-content) English Show submenu for translations [![Xola](https://support.xola.com/hubfs/logo.svg)](https://www.xola.com/) - [Home](https://support.xola.com/) - [24/7 Live Support](https://www.xola.com/support/) Open main navigation Close main navigation - [Home](https://support.xola.com/) - [24/7 Live Support](https://www.xola.com/support/) - English Show submenu for translations - [Login](https://xola.com/_public/login.html) [Login](https://xola.com/_public/login.html) How can we help you? - There are no suggestions because the search field is empty. 1. [Help Center](https://support.xola.com/?hsLang=en) 2. [Reporting](https://support.xola.com/reporting?hsLang=en) # How to Manage Refunds and Balances During Business Disruptions ## Stay in Control During Business Disruptions When **unforeseen events** like severe weather, emergencies, or operational challenges impact your business, Xola provides **flexible tools** to help you effectively manage **reservations**, minimize financial impact, and maintain a smooth guest experience. This article outlines several options to help you navigate **cancellations**, issue **refunds**, and manage your **account balance** with confidence during periods of disruption. From adjusting reservation policies to leveraging features like **Store Credit**, **Refund Reserve**, or **custom messaging**, Xola equips you with the support you need to stay responsive and resilient in the face of unexpected changes. **User Access:** **Administrator**roles have access to set up and manage Refund Reserve and Top Ups in Xola. **Administrator** or** Reservationist **roles can issue Store Credits to reservations in Xola.  **Primary** roles can request a payout delay through Xola Support.  To **grant access** to users, [click here](https://seller.xola.app/settings/users). --- **What is covered in this article:** - [Store Credit for Cancellations](https://support.xola.com/how-to-manage-refunds-and-balances#store-credit-for-cancellations) - [When Refunds Exceed Your Xola Balance](https://support.xola.com/how-to-manage-refunds-and-balances#when-refunds-exceed-your-xola-balance) - [Extend Your Payout Delay](https://support.xola.com/how-to-manage-refunds-and-balances#extend-your-payout-delay) - [Add Funds to Your Refund Reserve Balance](https://support.xola.com/how-to-manage-refunds-and-balances#add-funds-to-your-refund-reserve-balance) - [Add Funds to Your Xola Balance](https://support.xola.com/how-to-manage-refunds-and-balances#add-funds-to-your-xola-balance) --- ### Store Credit for Cancellations If a customer needs to cancel, offering [Store Credit](https://support.xola.com/store-credit?hsLang=en) is a great way to preserve revenue while still supporting your guests. Store Credit allows the value of the original purchase to be applied to a future booking, giving customers flexibility while reducing the need for refunds. To issue Store Credit: - Go through the [cancellation workflow](https://support.xola.com/refunding-returning-payments-change-guest-quantity?hsLang=en). - Choose the **Store Credit** as the Return Payment Method. ![36639986471963](https://support.xola.com/hs-fs/hubfs/Imported%20sitepage%20images/36639986471963.png?width=670&height=315&name=36639986471963.png) Read our **[full article on Store Credit](https://support.xola.com/store-credit?hsLang=en)** if you would like to learn more.  --- ### When Refunds Exceed Your Xola Balance ![9262300091803](https://support.xola.com/hs-fs/hubfs/Knowledge%20Base%20Import/9262300091803.png?width=670&height=115&name=9262300091803.png) If you need to issue refunds that exceed your available Xola Balance (displayed in the Purchases tab or Payouts Report), you have two primary options: #### Extend Your Payout Delay By increasing your payout delay from **1 day to 7 days**, you allow more funds to accumulate in your Xola account, making them available for refunds. This can be especially helpful if you're still receiving new bookings. - After the 7-day threshold is reached, funds will be paid out daily based on transactions from the previous week. - Contact Xola Support via in-product chat or email to request this change. #### Add Funds to Your Refund Reserve Balance Your [Refund Reserve](https://support.xola.com/refund-reserve?hsLang=en) is used to cover credit card refunds. If your Xola Balance can't cover a refund, the transaction will be rejected. To avoid this, set a Refund Reserve to ensure you always have enough available. > **For example: **If your balance is $100 and you try to refund $120, the refund will fail. A properly funded Refund Reserve prevents this from happening. You decide how much to set aside, depending on what you need. We recommend that you configure a refund reserve that can cover worst-case days. Depending on your business, this might mean reserving a day's worth of purchases or several days' worth of purchases. It is entirely predicated on the type of business you run, and you will be the best judge of what is an appropriate refund reserve. Xola will find transactions whose amounts total up to a value **greater than or equal** to the amount specified and mark these transactions as being part of the Refund Reserve. Read more about [Refund Reserves here](https://support.xola.com/refund-reserve?hsLang=en). --- ### Add funds to your Xola Balance You can also **manually top up** your Xola Balance to cover refunds: - Go to **Reports \> Payouts**. - Update your **[Refund Reserve](https://support.xola.com/refund-reserve?hsLang=en)** to an amount greater than the funds you intend to send so that they do not get paid out in the subsequent payout. **Note:** If you do not update your Refund Reserve and submit funds to Xola, this will be completed automatically for you when the funds are received. - Send Funds via ACH or Wire Transfer, instructions on how to send will be presented when you click on the **Top Up** button.  - Wait for the funds to become available. You will receive an email to your Primary email when the fund becomes available in your account. - Once you are finished completing the refunds you can reduce your Refund Reserve back to "$0" to payout any additional funds you no longer wish to hold. ![26908999628443](https://support.xola.com/hs-fs/hubfs/Knowledge%20Base%20Import/26908999628443.png?width=670&height=263&name=26908999628443.png) - **Processing Time:** 2-3 business days, depending on bank cutoffs. - **Fees** - ACH Deposit: $5 - Wire Transfer: $8 - Check with your bank for any additional fees they may charge. - The amount deposited into your Xola account will be less these fees. **Note for International Users:** The self-service Top Up option is only available for U.S. accounts. 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